NATIONWIDE HOME INSURANCE
Nationwide home insurance offers the usual buildings, contents and
optional accidental damage insurance, and there are discounts
available if you increase your voluntary excess or have an approved
alarm fitted.
Premiums are reasonable although there doesn't seem to be an option to pay
annually instead of monthly.
• Home insurance
• Buildings insurance
• Contents insurance
• Accidental damage insurance
Nationwide home insurance offers a range of discounts – 10% if you
have an approved alarm, 15% voluntary excess discount – and good
levels of cover. Our suburban family was quoted £195.48 for £35,000
of contents and £85,000 of buildings insurance, while our urban
couple were quoted £282.94 for £35,000 of contents cover.
The site is very up-front about exclusions to Nationwide home
insurance policies, and it makes it very clear that if world war
three breaks out and a plane full of nuclear waste crashes into
your house, breaking the TV, they won't replace it. Other than that
there are no surprises, although there doesn't seem to be an option
to pay annually: premiums are quoted as a monthly fee rather than a
total amount.
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